All loan services are available only to registered members of our institution.

Membership Benefits

💼

Access to Multiple Loan Schemes

💰

Lower Interest Loan Opportunities

âš¡

Priority Loan Processing

📚

Financial Guidance Support

🎓

Participation in Financial Awareness Programs

ELIGIBILITY CRITERIA

Applicants must meet the following requirements:

✔ Minimum age – 18 years
✔ Must be small trader / daily earner / group member
✔ Valid identity proof
✔ Valid address proof
✔ Regular income source

DOCUMENTS REQUIRED

✔ Aadhaar Card
✔ PAN Card
✔ Passport Size Photographs
✔ Business Proof (if applicable)
✔ Bank Statement / Bank Account Details

LOAN APPLICATION PROCESS

1

Step 1 – Membership Registration

Applicant must register as member or join approved lending group.

2

Step 2 – Loan Application Submission

Submit loan application through field executive or official channel.

3

Step 3 – Verification

Documents and applicant eligibility verification.

4

Step 4 – Loan Approval & Disbursement

Loan amount will be credited as per institutional policy.

GROUP LENDING MODEL

How Group Lending Works

Our group lending model encourages members to form trusted groups where each member supports loan repayment responsibility. This system strengthens financial discipline and ensures easy loan access.

Through this collaborative approach, group members provide mutual support and guarantee each other's loans, creating a strong foundation of trust and accountability. This model not only facilitates easier access to credit but also promotes financial literacy and responsible borrowing practices among all group members.