Privacy Policy
Last updated: May 13, 2026. This Privacy Policy describes how People in Microfinance (“we”, “us”, or “our”) collects, uses, stores, and shares information when you use our website, online forms, and related services (together, the “Service”). By using the Service, you agree to this Privacy Policy together with our Terms and Conditions.
Information We Collect
Depending on how you interact with us, we may collect:
- Identity and contact details — such as your name, address, phone number, and email address.
- Membership and loan-related information — information you provide when applying for membership or loans, or using our microfinance services, including financial and employment details where relevant and permitted by law.
- Technical and usage data — such as IP address, browser type, device information, pages visited, and approximate location derived from technical data.
- Communications — records of enquiries, complaints, or feedback you send to us.
We maintain strict confidentiality of member and applicant information and use data only for legitimate institutional, contractual, and regulatory purposes, unless a wider use is described in this policy or required by law.
How We Use Your Information
We use personal information to:
- Provide, operate, and improve the Service and our microfinance activities;
- Process applications, verify identity where appropriate, and manage accounts;
- Comply with legal and regulatory obligations applicable to People in Microfinance;
- Respond to your requests and communicate with you;
- Protect the security and integrity of our systems and users; and
- Analyse aggregated or de-identified usage to improve our website and services.
Cookies and Similar Technologies
We may use cookies or similar technologies where necessary for the website to function or to understand how visitors use our site. For more detail, see our Cookie Policy. You can control cookies through your browser settings.
Legal Basis and Sharing
We process personal information where we have a lawful basis to do so, including your consent (where required), performance of a contract, compliance with legal obligations, and legitimate interests that are not overridden by your rights.
We may share information with trusted service providers who assist us (for example, hosting or IT support) under appropriate confidentiality and security arrangements. We may also disclose information where required by law, regulation, court order, or competent authority, or to protect the rights, safety, and property of People in Microfinance and our users.
We do not sell your personal information.
Data Retention
We retain personal information only for as long as necessary to fulfil the purposes described in this policy, including satisfying legal, accounting, or reporting requirements. Retention periods may vary depending on the type of data and applicable regulations.
Security
We implement appropriate technical and organisational measures designed to protect personal information against unauthorised access, alteration, disclosure, or destruction. No method of transmission over the Internet or electronic storage is completely secure; we strive to follow sound practices but cannot guarantee absolute security.
Your Rights and Choices
Depending on applicable law, you may have the right to request access to, correction of, or deletion of certain personal information; to object to or restrict certain processing; or to withdraw consent where processing is based on consent. To exercise these rights, contact us using the details below. We may need to verify your identity before responding.
Children’s Privacy
Our Service is not directed to individuals under 18, and People in Microfinance does not knowingly collect personal information from anyone under 18 in connection with the Service. If you believe we have collected such information, please contact us and we will take appropriate steps.
Third-Party Links
The Service may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to read their privacy policies before providing any information.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will post the revised policy on this page and update the effective date where appropriate. Your continued use of the Service after changes become effective constitutes your acceptance of the updated policy, except where applicable law requires additional steps.
Contact Us
If you have questions about this Privacy Policy or our data practices, you can contact People in Microfinance by email: sureshyeedi@gmail.com